About Us

Iron Funding Mortgage Investment Company.

At the heart of London, Ontario, Iron Funding is more than just a financial institution. We are a legacy, a testament to decades of expertise and dedication in the mortgage landscape. Our mission is to offer investors a chance to delve into a profitable residential mortgage portfolio while equipping brokers with innovative mortgage solutions.

WHAT IS
A Mortgage Investment Company?

A Mortgage Investment Corporation (MIC) is a unique investment entity, tailored for mortgage lending, primarily in the residential sector. By investing in Iron Funding, you’re not just acquiring shares; you’re becoming part of a robust, diversified, and secured mortgage pool. Governed by Section 130.1 of the Income Tax Act, MICs are designed to be flow-through entities, ensuring that all taxable income is distributed as dividends to shareholders. This structure allows investors to benefit from the lucrative mortgage business, akin to how mutual funds operate in the investment world.

Our Approach Crafting Tailored Mortgage Solutions with Transparency

Our Winning Model: We believe in creating a win-win scenario for all stakeholders.

Borrowers

Whether you have impeccable credit, are new to Canada, or face financial challenges, we have mortgage alternatives tailored for you.

Borrowers

Whether you have impeccable credit, are new to Canada, or face financial challenges, we have mortgage alternatives tailored for you.

Investors

Our shareholders enjoy secure and consistent interest payments from a well-managed MIC.

Our Process

Iron Funding thrives on simplicity and efficiency. We raise capital by selling preferred shares to discerning investors. These funds are then meticulously pooled and lent to eligible mortgage borrowers. The resulting interest income, or the net profits, are equitably distributed amongst our shareholders.

Let Iron Funding guide you every step of the way.